Business Protection & Risk Management
From Business Growth to Personal Legacy – We’ve Got You Covered
Because a Strong Business Isn’t Just Built—It’s Protected
Success in business isn’t just about growth; it’s about protection. One unexpected event—whether it’s the loss of a key executive, a lawsuit, or a disaster—can derail everything you’ve built. That’s why smart business owners don’t just plan for success—they plan for resilience, continuity, and long-term security.
At Assurance Wealth Management & Assurance Family Office, we engineer customized risk management strategies that safeguard your business against financial, legal, and operational threats. From buy/sell agreements to key person coverage, property & casualty protection, business insurance, and captive insurance solutions, we help you fortify your company against uncertainty—so you can focus on growth with confidence.

Because
a truly successful business isn’t just profitable—it’s protected.
Comprehensive Business Protection Strategies
Business Insurance
Comprehensive Coverage for Every Risk
A single unexpected lawsuit, accident, or operational disruption can create financial chaos. We provide strategic business insurance solutions, including:
- General Liability Insurance – Protects against lawsuits from injuries, property damage, or legal claims.
- Professional Liability (Errors & Omissions) Insurance – Covers mistakes or negligence in professional services.
- Business Interruption Insurance – Ensures financial stability during unexpected shutdowns.
- Workers’ Compensation Insurance – Covers employee injuries and related expenses.
A
customized business insurance portfolio ensures you’re
covered where it matters most—without overpaying for coverage you don’t need.
Buy/Sell Agreements
Ensure Business Continuity in Any Event
What happens to your business if a co-owner retires, becomes disabled, or unexpectedly passes away? A well-structured buy/sell agreement ensures:
- Seamless ownership transitions, preventing internal disputes and financial strain.
- Pre-determined valuations and funding mechanisms (often using life insurance) to keep the business running smoothly.
- Legal and financial protections for all business partners and their heirs.
Without a buy/sell agreement, you risk
leaving your business and its future up to chance—and that’s a gamble no business owner should take.
Key Person Coverage
Protect Your Business from Leadership Loss
Some people are simply irreplaceable—or at least, very difficult to replace. If your business relies heavily on key executives, founders, or top producers, key person insurance is an essential safeguard.
Financial protection in case a critical leader becomes disabled or passes away.
Liquidity to cover lost revenue and recruitment costs for hiring a replacement.
Investor confidence that your company can withstand leadership disruptions.

If losing one person could significantly impact your business’s operations or valuation, you need a key person strategy in place.
Property & Casualty (P&C) Insurance
Shielding Your Business Assets
Whether you own office buildings, commercial properties, warehouses, or equipment, P&C insurance protects your assets from:
- Fire, theft, vandalism, and natural disasters.
- Lawsuits from accidents occurring on your premises.
- Equipment or inventory damage that could disrupt operations.

Not all P&C policies are created equal. We ensure
your business is fully covered—without unnecessary premiums that eat into profits.
Captive Insurance
Advanced Risk Management for High-Value Businesses
For businesses with significant revenue and risk exposure, captive insurance is a powerful, tax-efficient strategy. Instead of paying traditional insurers, you can create your own insurance company—allowing you to:
- Reduce insurance costs and retain underwriting profits.
- Customize policies to fit your specific business risks.
- Leverage tax benefits for premiums paid into the captive.

- Gain greater control over claims, coverage, and payouts.
Captive insurance is a
high-level risk management strategy used by
large corporations, medical practices, real estate groups, and high-revenue businesses looking to
take control of their risk management and insurance expenses.
Why Work with Us?
More Than Just Insurance—A Full Risk Management Strategy – We don’t just offer policies; we build strategic protection plans tailored for high-net-worth business owners.
Custom, Not Cookie-Cutter – Every business has unique risks. We create personalized solutions to ensure you’re fully protected while maximizing cost-efficiency.
Elite-Level Specialists – Through our Family Office network, we provide access to top insurance strategists, risk consultants, and legal experts who ensure your business is protected from every angle.

Integration with Business Growth & Exit Planning – We ensure your protection strategy aligns with your long-term business, financial, and succession plans.
Let’s Build a Bulletproof Business Protection Plan
You’ve built something valuable—now let’s make sure it’s protected. Whether you need buy/sell agreements, key person coverage, business insurance, P&C protection, or captive insurance, our experts create a customized strategy to safeguard your business and wealth.
Schedule a private consultation today, and let’s build a plan that ensures your business stays strong—no matter what the future holds.
Business Protection for Those Who Think Long-Term
Frequently Asked Questions
Here are answers to some of our most common questions. Can't find what you're looking for? Feel free to contact us.
Why is AWM so popular?
Let's ConnectAt Assurance Wealth Management, we understand that effective wealth management is crucial for securing a prosperous future. As your trusted partner in Texas, we focus on providing personalized wealth management strategies that align with your unique financial goals. Our team of experts works diligently to ensure your wealth is protected and grows steadily through comprehensive planning and smart investment choices. With a deep commitment to your financial success, we offer innovative wealth management solutions that include retirement planning, asset protection, and estate planning. Whether you're planning for retirement or looking to optimize your investments, Assurance Wealth Management in Texas is here to guide you every step of the way. Reach out to us today and let us help you take control of your financial future!
What is a Fiduciary?
Speak with one of our Fiduciary Financial AdvisorsA fiduciary is a professional entrusted to manage assets or wealth while always putting the client’s best interest first. Financial advisors who follow a fiduciary standard must disclose any conflict, or potential conflict, to their clients before and during the advisory engagement. Fiduciaries will also adopt a code of ethics and fully disclose how they are compensated. By law, they must act solely in the best interest of their clients.
What is a Family Office, and How Can It Benefit Me?
Learn MoreA family office is a comprehensive wealth management solution designed for high-net-worth individuals and business owners who need more than just investment management. Our modern family office experience provides access to specialists in tax planning, estate planning, business advisory, and outsourced CFO services, without the need to hire a full in-house team.
How can AWM help with retirement planning?
Let's ConnectAt Assurance Wealth Management, we understand that retirement planning is a critical component of financial stability. Our experienced advisors work closely with clients to develop comprehensive retirement strategies that reflect their unique goals and timelines. From figuring out the best savings plans to navigating the complexities of tax implications, we're here to help ensure a comfortable and secure retirement. Let us guide you on your retirement planning journey; schedule a consultation with us today to start planning for your future.
How Does AWM Differ from Other Wealth Management Firms?
Let's ConnectUnlike traditional wealth management firms, we go beyond just building an investment portfolio. Our holistic approach includes portfolio management, tax optimization, estate planning, business advisory, and risk mitigation—all tailored to high-net-worth individuals and business owners.
How Often Do You Meet With Clients?
Schedule your first meetingWe have an open-door and open-phone policy, meaning we’re always available when you need us. Whether it’s a quick question or an in-depth strategy session, we’re here to provide constant communication and updates throughout every step of the process. Your financial goals are our priority, and we stay connected as often as needed to ensure you’re always informed and confident in your plan.
Can You Work With My Existing CPA or Attorney?
Learn MoreAbsolutely! We frequently collaborate with CPAs, estate attorneys, and other professionals to ensure your financial plan is fully integrated. However, if you don’t have a trusted professional in certain areas, our Virtual Family Office provides access to top specialists in:
Do You Only Work With Clients in The Woodlands and Houston, Texas?
Book a virtual consultationWhile we are based in The Woodlands, Texas, we work with clients throughout the country. Our virtual family office model allows us to serve high-net-worth individuals and business owners nationwide with our modern, specialist-driven approach.
How Do I Know If I Need a Financial Advisor?
See if we’re the right fit for youIf you have financial goals but aren’t sure how to reach them, a financial advisor can help. Whether you’re growing your wealth, planning for retirement, managing a business, or navigating complex investments, expert guidance ensures you’re making the right moves. If you’re feeling overwhelmed, uncertain, or simply want a strategic plan to maximize your financial potential, it’s time to consider a financial advisor.
You offer a lot of services, how expensive are you?
Schedule your free consultation to learn moreOur fees are structured to provide exceptional value while ensuring you receive a comprehensive wealth management experience that goes beyond just investment management. Unlike traditional financial advisors who charge a flat percentage for portfolio management alone, we provide a full suite of services, including tax planning, estate planning, business advisory, and portfolio management—all tailored to your unique financial situation.
What Types of Clients Do You Work With?
See if we’re the right advisor for youWe work with a wide range of clients, including business owners, professionals, retirees, and high-net-worth families who want to grow, protect, and manage their wealth. Whether you’re planning for retirement, navigating a business transition, or seeking comprehensive wealth management, we provide personalized strategies tailored to your unique financial goals.
How Can I Get Started With Assurance Wealth Management?
Schedule your consultation todayGetting started is simple! Schedule a consultation, and we’ll discuss your financial goals, challenges, and the best strategies for your situation. Whether you’re looking for investment guidance, retirement planning, or comprehensive wealth management, we’ll create a personalized plan to help you move forward with confidence. Contact us today to take the first step!
How Can We Help You?
With over 65 years of experience, Assurance Wealth Management offers tailored solutions for retirement planning, tax optimization, and investment management. Contact us today to secure your financial future.
