Strategy-Led Planning For People
With Real Complexity
We serve high-net-worth families and business owners who care about after-tax outcomes, enterprise value, and disciplined decision-making. Our work is built around coordination, precision, and accountability—so your plan actually functions under pressure.
Who We Are
Assurance Wealth Management is a strategy-led advisory firm built for clients whose biggest challenges are taxes, concentration risk, liquidity decisions, and fragmented advice. We don’t lead with products. We lead with a decision framework —then implement with discipline.
Our Role
We act as the quarterback of your financial life—aligning CPA, legal, banking, and investment decisions into one coordinated strategy.
At higher levels of wealth, fragmentation creates leakage: surprise taxes, conflicting advice, and poorly sequenced decisions. We ensure everything works together so outcomes compound instead of conflict.
Who We Serve
We primarily work with families holding $5M+ in investable assets and business owners generating $5–$50M in revenue.
Our clients operate in high-income, high-stakes environments where tax strategy, liquidity, concentration risk, and enterprise value decisions require precision—not generic planning.
How We Are Different
Most firms describe services. We describe outcomes and tradeoffs. That distinction matters when the cost of a bad decision is seven figures.
Tax First Design
At scale, taxes are often the largest controllable expense —and the most overlooked drag on long-term outcomes. We design every strategy with after-tax impact in mind, focusing on realization control, structure, and sequencing. Tax efficiency is not layered on later; it is embedded from the beginning.
Optionality Focus
Liquidity decisions shape flexibility . We structure access to capital in ways that reduce the likelihood of forced selling at the wrong time. Optionality is not a buzzword—it’s the ability to act from strength instead of constraint.
Coordinated Leadership
Complex wealth breaks when advice operates in silos. We align your CPA, attorney, banker, and advisory professionals under one coordinated strategy and clear decision sequence. That prevents conflicts, surprises, and avoidable tax consequences before they occur.
Decision Discipline
We believe in fewer, better decisions. Discipline and structured review outperform reactive activity and constant change. Over time, consistency and intentional sequencing create stronger outcomes than novelty ever will.
Complexity-Ready
We operate where tradeoffs are real and simplistic answers don’t apply. The right decision often depends on taxes, legal structure, timing, and long-term objectives working together . We evaluate decisions within that full context—not in isolation.
How We Work
We use a repeatable framework to create clarity, design strategy, coordinate the team, and execute. The structure is consistent ; what gets prioritized depends on whether you’re a family investor, a business owner, or both.
1. Define What "Winning" Means
- Goals & constraints summary
- Risk and liquidity profile
- Decision priorities
Without a definition of “enough,” decisions stay emotional.
2. Build The Full Picture
- Balance sheet & exposure map
- Tax profile review (realization sensitivity)
- Concentration and liquidity diagnostics
You can’t optimize what you can’t see.
3. Design The Strategy
- Strategy blueprint (what/why)
- Tax-aware implementation plan
- Liquidity plan (planned vs reactive)
We prioritize after-tax outcomes and optionality, not generic allocation.
4. Coordinate The Team
- Team alignment calls as needed
- Decision sequencing & responsibilities
- Implementation tracking
Independent contractors don’t create a plan. Coordination does.
5. Implement With Discipline
- Transitions and implementation
- Tax-aware execution (where applicable)
- CPA-ready documentation
Discipline matters more than novelty.
6. Review And Evolve
- Ongoing cadence and checkpoints
- Tax planning review tied to decisions
- Strategy updates as life changes
The objective is fewer surprises and fewer forced decisions.
Leadership Team
You should know who’s involved in your plan and what each person is responsible for.
Founder | CIO
Jaimin Garabedian, CEPA, CRPC®
Head Of Operations
Rebekah Davis
Director of Retirement Planning
Thomas Garabedian
Estate & Business Law Consultant
Don Henderson, J.D.
Let’s Talk Strategy
If you’re ready to stop playing defense and start optimizing your wealth with high-level planning, let’s have a conversation . Schedule a private consultation today , and let’s give your wealth purpose.
Elite Strategies for High-Net-Worth Individuals & Business Owners
Frequently Asked Questions
Here are answers to some of our most common questions. Can't find what you're looking for? Feel free to contact us.
- Why choose Assurance Wealth Management? Assurance Wealth Management is built for high-net-worth families and business owners who need more than portfolio management. We specialize in tax-aware investment strategy, concentrated position planning, liquidity without forced selling, and enterprise value coordination. Most wealth management firms focus on asset allocation and periodic reviews. We focus on after-tax outcomes, decision sequencing, and full-team coordination. That means aligning your CPA, attorney, banker, and investment strategy so one decision doesn’t create unintended tax, legal, or liquidity consequences elsewhere. If your financial life includes high taxable income, a concentrated stock position, business ownership, or complex planning decisions, our approach is designed for that level of complexity. Let's Connect
- What is a Fiduciary? A fiduciary is legally obligated to act in your best interest at all times. That means advice must prioritize your goals, constraints, and outcomes—not commissions, product incentives, or internal firm quotas. At higher levels of wealth, fiduciary responsibility matters because small structural decisions can create large tax consequences or long-term compounding effects. Acting as a fiduciary means evaluating tradeoffs objectively, documenting decisions, and aligning recommendations with your full financial picture. Speak with one of our Fiduciary Financial Advisors
- How can AWM help with retirement planning? For high-net-worth and ultra-high-net-worth clients, retirement planning is rarely about “saving enough.” It’s about optimizing after-tax income, managing taxable accounts, and sequencing withdrawals intelligently. We help by: Designing tax-efficient income strategies Coordinating Social Security, pensions, and business income (if applicable) Managing concentrated positions and realization strategy Structuring liquidity to avoid unnecessary tax events Integrating estate and legacy objectives If you are a business owner, retirement planning also includes evaluating enterprise value, exit timing, succession planning, and how business proceeds integrate into your personal financial plan. Let's Connect
- How Does AWM Differ from Other Wealth Management Firms? Most wealth management firms provide investment management and periodic financial planning reviews. We operate differently in three key ways: 1. Tax-first strategy We prioritize after-tax return and realization control. At scale, taxes are often the largest controllable expense. 2. Concentration and liquidity expertise We regularly work with concentrated stock positions and liquidity decisions where selling outright may not be optimal. 3. Quarterback coordination We partner with and lead your CPA, attorney, banker, and advisory professionals so decisions compound instead of conflict. This is particularly important for business owners, high-income earners, and families with $5M+ in investable assets. Let's Connect
- Can You Work With My Existing CPA or Attorney? Yes — and we prefer to. High-net-worth planning works best when professionals collaborate instead of operate independently. We coordinate closely with your CPA, estate planning attorney, banker, and other specialists to ensure strategies are aligned and implemented correctly. Our role is to act as the quarterback—clarifying objectives, sequencing decisions, and preventing unintended consequences across tax, legal, and financial domains. If you already have trusted advisors, we integrate with them. Learn More
- Do You Only Work With Clients in The Woodlands and Houston, Texas? No. While Assurance Wealth Management is based in The Woodlands, Texas, we work with clients nationally. Many of our clients have complex taxable portfolios, business ownership interests, or multi-state financial considerations. We use secure digital systems for communication, reporting, and coordination. If you are searching for a high-net-worth financial advisor in Houston or The Woodlands, we can work locally. If you are outside Texas, we can still support you depending on your situation. Book a virtual consultation
- How Do I Know If I Need a Financial Advisor? You likely need a strategy-led wealth advisor if: You have $5M+ in investable assets You own a business generating $5–$50M in revenue You hold a concentrated stock position You face a significant liquidity event You have high taxable income and want to reduce tax drag Your CPA, attorney, and investment decisions feel fragmented At higher levels of wealth, complexity—not savings rate—is usually the issue. A coordinated advisor can help structure decisions, reduce unnecessary taxes, and improve long-term clarity. See if we’re the right fit for you
- What Types of Clients Do You Work With? We primarily serve: High-net-worth and ultra-high-net-worth families Business owners generating $5–$50M in revenue Clients with $5M+ in investable assets Individuals with concentrated stock positions High-income professionals seeking tax-aware investment strategy We are not designed for mass-market financial planning. Our focus is complexity, coordination, and after-tax optimization. See if we’re the right advisor for you
- How Can I Get Started With Assurance Wealth Management? The first step is a private consultation. During this conversation, we: Clarify your goals and constraints Identify key tax, liquidity, or enterprise value decisions Evaluate whether our process is the right fit If we determine there is strong alignment, we outline next steps and begin building a coordinated strategy. If not, we will tell you directly. You can request a consultation through our website, and we will follow up promptly. Schedule your consultation today
How Can We Help You?
With over 65 years of experience, Assurance Wealth Management offers tailored solutions for retirement planning, tax optimization, and investment management. Contact us today to secure your financial future.